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Obmacare: The unmentioned mandates

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Craig24

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The debate over Obamacare has focused almost entirely on the insurance mandate imposed on consumers but, as this video will illustrate, this policy contains numerous mandates on insurance companies as well. The following is to be mandated by law:

1) "Insurance companies can no longer impose lifetime limits on the amount of care you receive."

2) "They can longer discriminate against children with preexisting conditions."

3) "They can longer drop your coverage if you get sick."

4) "They can longer jack up your premiums without reason."

5) "They are required to provide free preventive care like checkups and mammograms."

6) "Young adults under the age of 26 are able to stay on their parent's health care plans."

7) "Seniors receive a discount on their prescription drugs."

8) "By this August, nearly 13 million of you will receive a rebate from your insurance company because it spent too much on things like administrative costs and CEO bonuses and not enough on your healthcare."

This all needs to be addressed. These kinds of mandates, no doubt, have existed at the state level for decades. Now it is all being nationalized. This is statist garbage in every way you can imagine.

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What does 3. they can no longer drop your coverage if you get sick. Actually mean? because no one is contextualizing what that mandate is supposed to be changing; since obviously it involves something considered to be exploitive. Otherwise it woudl be like saying fire insurance must pay even if your house catches on fire.

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These kinds of mandates, no doubt, have existed at the state level for decades. Now it is all being nationalized. This is statist garbage in every way you can imagine.

You're right, the Feds are adding to stuff that states have done for years. Even as they protest Obamacare, GOP state legislators keep adding to their state-level mandates. The state mandates are a huge deal in raising the cost of insurance and also in redistributing that cost.

The main thing that all the state mandates have done is this: health insurance is not insurance. A part of it is insurance, but a larger part is a system of pre-payments, indirect payments and wealth-redistribution that changes economic decision-making significantly while adding huge administrative costs.

I can understand the focus on the individual mandate, since the hope was that the SCOTUS would use that as a way to kill the rest of Obamacare. Still, the focus did make it seem like the individual mandate is the biggest issue.

A good first-step toward a better healthcare system would be to strip out many mandates on what plans should cover. For instance, why does insurance cover regular costs related to pregnancy? If someone plans to have a child, they are going to end up paying at least a few $1000's for a very event-free pregnancy. It makes sense to buy insurance for costs above that minimum that might arise in an individual case; but, buying insurance for things that everyone will pay makes no sense. That type of scheme is like the maintenance plans that are offered on automobiles etc. Actually, health-cover is even worse. Imagine if every gas fill-up and every oil-change was covered, and the individual could buy gas/oil-changes anywhere. Soon, there would be huge administrative cost to run the system.

Edited by softwareNerd
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First this tidbit: I was in a paltalk room today and a liberal is claiming that countries with socialized medicine are delivering superior care at half the cost. He is saying also that these countries are far ahead of the US in healthcare demonstrating how backwards we are. I'm quite amused.

Next tidbit: You have probably seen this already.

83% of doctors are thinking about quitting the profession and Obamacare is the straw breaking the camels back (a force so strong, Atlas is too exhausted to hold it up?)

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