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Found 2 results

  1. Shadow banking is a topic I haven't heard discussed much, if at all, by Objectivists. Maybe I don't read enough Objectivist blogs or forums or listen to enough Objectivist podcasts. Anyway, I used the search function on this site and entered "shadow banking" but got no results. In a nutshell, there supposedly exists a vast "shadow banking system" that is mostly untouched by regulators. Investopedia defines it as follows: Then there's this from Investing Answers: And it goes on like this wherever you search on the subject. Every supposedly legitimate source treats this so-c
  2. [With a special thanks to Yaron Brook and some others who got me to change my mind on this topic] Fractional Reserve Banking By Thomas M. Miovas, Jr. 06/16/2012 I should point out that I am not an expert on financial issues, so this essay is based upon what I have learned over the years without taking any special courses on banking or banking practices. For the purpose of this essay, I am taking a gold as money standard as the correct system; though other commodities (silver, copper, oil, etc.) can be used as money. My original position, which I have to now change, was that fractiona
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