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Redlining was started by the feds under FDR

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Doug Morris

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I'd heard of redlining, a discriminatory practice of labeling whole neighborhoods as bad risks for home loans.  I was under the impression that "private" banks were responsible. 

An NPR article on current pollution in neighborhoods that were redlined says the practice was started by a federal agency, the Home Owners' Loan Corporation, under FDR.  The Wikipedia article on that agency says the same.

One paragraph in the Wikipedia article indicates the situation may be more complicated.

 

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